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Financial Education
Welcome to GrowSmart, Bay Federal Credit Union's exclusive financial education program for children, teens, adults and teachers.
A Comprehensive Financial Literacy Program from Bay Federal Credit Union
While we work hard to continue to help our members with convenient and affordable financial services, we also feel it is important to include financial literacy in that effort. By doing so, we help our community grow and prepare for a brighter financial tomorrow.
What is GrowSmart?
- Financial education websites for kids, teens and adults
- Free adult education seminars
- Customized classroom presentations at local K-12 schools
- Resource materials for teachers
- BALANCE Financial Education and Counseling, including free online courses and podcasts
- National Credit Union Week and International Credit Union Day Celebrations
- BayBuddies Savings Accounts
- Student Savings Accounts
- Scholarships
- Student Internships
¡Hablamos español!
For every stage of life – Whether you are a parent looking for fun ways to teach your kids about money, a teen seeking advice about saving and spending, an adult who needs answers to difficult financial questions or a teacher searching for financial education resources for students, we are here to help.
Kids
- BayBuddies Savings Accounts
- Quarterly Newsletter
Youth
- Student Savings Accounts
- FREE Online Financial Education
- Quarterly Newsletter
Students
- Student Internship Program
- Education Scholarships
- Quarterly Newsletter
Adults
- FREE 24/7 Financial Counseling
- FREE seminars and Workshops
- Debt Management and Debt Consolidation
- Credit Report Review
(A small fee may be charged to order your credit report.)
- FREE Online Financial Education
Teachers
- FREE Customized Classroom Presentations
- FREE Web-Based Instruction Tools and Materials

GrowSmart Home | Kids | Youth | Students | Adults | Teachers | FREE Seminars
(831) 477-8524
(831) 477-8528 fax
growsmart@bayfed.com
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