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Financial Education
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Community Support

Bay Federal Credit Union believes adults and children should have access to financial education, money management resources and supportive programs that can help people lead financially comfortable and responsible lives. To help our members achieve financial security and success, we provide free online financial education tools, financial counseling and community seminars.

Financial Education and Counseling for Adults

In a world with so many financial obligations and options, its no wonder money management often seems overwhelming. Through Bay Federal's partnership with Balance Financial Fitness, our members can learn to manage debt, save for the future and overcome economic stress with these FREE tools:

  • FREE Financial Counseling
  • Debt Management and Debt Consolidation
  • FREE Credit Report Review*
  • FREE Financial Information
  • FREE Online Financial Education through BalanceTrack and BalanceTrack in Spanish
  • Much More!

*A small fee may be charged to order your credit report

Visit BALANCE for more information or call them toll-free at
888.456.2227

Come to our FREE Financial Education Seminar!

Wednesday, March 31
6:00pm - 7:30pm

Solving the Mystery of Credit Reports

Your credit can make (or break) your chances of getting a car loan, a job, or buying a home. But how can you improve your credit if you don’t know how to read your credit report?

Don’t fret – come to this free seminar and learn:

  • How to improve your credit score
  • What is (and isn’t) on a credit report
  • How to correct errors on your report
  • What to do if you are the victim of identity theft
  • And more!

Cabrillo College - Aptos
Student Activity Center - west, Room 202

6500 Soquel Drive, Aptos



Limited Space Available
RSVP by calling 831.477.8427 or email: seminar@bayfed.com today!

Classroom Presentations

Did you know that Bay Federal Credit Union offers free financial presentations to help teachers educate their students about money management? If you teach 4th through 12th grade, our Community Outreach Manager will come to your school with the tools and enthusiasm that will help your students learn and better understand money management skills, both now and in the future. Bilingual presentations also available! Learn More (PDF).

Fun Websites for Big and Little Kids

These websites are loaded with information and exercises to help children of all ages learn about saving, spending, credit and more.

For Kids For Teens
Kids Site Teens Site
Credit Unions Rock Site Young Adults Site
Credit Unions Rock For Young Adults

 

Youth Savings Programs

It is never too early to start building good saving habits. Bay Federal's youth savings programs encourage and reward children as they develop a responsible relationship with money.

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