Financial Education for Teens and Young Adults from Bay Federal Credit Union

Financial Education for Youth

Student Accounts

It is never too early to start building good saving and spending habits. Bay Federal has two programs designed to help our younger members learn to save and spend money wisely—one for 11-13 year olds and one for 13-17 olds. Both are educational tools that will raise your child's awareness of personal finance and help them develop responsible habits that will help them throughout their lives.

No minimum balances or service fees until your child's 18th birthday.
Start a savings account with just $5.
Deposit allowances, birthday gift checks and summer job money.
Checking accounts, VISA Debit, VISA Debit Card and Certificate Accounts may be opened by 13-17 year olds with a parent or legal guardian joint owner.

FREE Online Financial Education

You can help prepare your teen for prosperous financial future with the online financial education modules available through BalanceTrack, our financial education partner.

Financial Newsletter for Middle School Students

iCount - the ultimate teen destination for all things money.

Financial Newsletter for High School & College Students

It's Your Life... Are You Ready?

GrowSmart - Bay Federal Credit Union's Financial Literacy Initiative

(831) 477-8524
(831) 477-8528 fax
growsmart@bayfed.com

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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