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Need Help?BayPhone FAQ


Learn MoreBayPhone FAQ

Your Bay Federal account is as close as the nearest phone, 24–hours a day! Just dial 831.479.6000 (888.4BAYFED outside Santa Cruz County) and enter your BAYPHONE PIN to:

  • Get your account balances
  • Transfer funds between accounts
  • Make Visa or other loan payments
  • Find out which checks have cleared
  • Stop payments on checks
  • And much more

Click here for more information or to sign up for BAYPHONE.
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Contact Bay Federal: 831.479.6000

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Equal Housing LenderYour savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.