It's more convenient than ever to access your accounts at Bay Federal Credit Union! With today's technology, it's easy to set up direct deposit for your paycheck, receive wired funds or send money to friends or family through wire transfers. These helpful instructions will get you started!

As always, if you have any questions, our friendly Member Service Representatives are here to assist you. Call us at 831.479.6000 or toll-free at 888.4BAYFED.

Please provide companies who may be sending your deposit electronically with the following information:

If you are having funds wired to your Bay Federal Credit Union account, no form is required. To complete the wire transaction, you will need to provide the sender with the following information:

PLEASE NOTE: Bay Federal Credit Union no longer uses a correspondent financial institution for wire transactions.

• Incoming wired funds must be in U.S. dollars.
• A fee of $10 will be charged for each incoming wire transfer.
• If the originating financial instituion is located outside the United States, additional information may be required to process a wire request.
• Bay Federal Credit Union is not required to use an IBAN or SWIFT Code (numbers assocated with wire transfers in other countries). If an IBAN or SWIFT Code is requested, it may be necessary for the originating financial institution to route the wire through a U.S. Corresponding Bank first, then on to Bay Federal Credit Union.
• For additional information regarding wire transfers, please review the Electronic Funds Transfer Disclosure and Agreement, available at any Bay Federal Credit Union branch and at www.bayfed.com.
• Incoming wire transfers received Monday through Friday during normal business hours are credited on the business day received. Incoming wire transfers received Saturdays, Sundays, and holidays are credited on the following business day.
  

If you have any questions or need assistance with a wire transfer, please contact us during our normal business hours at 831.479.6000 or 888.4BAYFED, option 3.".

If you will be sending a wire from your Bay Federal Credit Union account, please use the Wire Transfer Authorization form below for all of the information that we require to process your wire transfer.

Please print and complete the form, then bring it to your local branch for processing.

Download File
Wire Transfer Authorization form (35K PDF Document)

Download free Adobe Acrobat Reader (necessary to view PDF documents)

If you have any questions, please call us at 831.479.6000 or 888.4BAYFED, extension 3.

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