Bay Federal Credit Union

It's more convenient than ever to access your accounts at Bay Federal Credit Union! With today's technology, it's easy to set up direct deposit for your paycheck, receive wired funds or send money to friends or family through wire transfers. These helpful instructions will get you started!

As always, if you have any questions, our friendly Member Service Representatives are here to assist you. Call us at 831.479.6000 or toll-free at 888.4BAYFED.

Please provide companies who may be sending your deposit electronically with the following information:

Financial Institution:
Bay Federal Credit Union
3333 Clares Street
Capitola, CA 95010

ABA/Routing and Transit Number: 321177706

Checking Account Number: Your Checking Account Number

If you are having funds wired to your Bay Federal Credit Union account, there is no form required. You will need to provide the following information to the sender to complete the transaction:

Receiving Financial Institution: Wescorp FCU, San Dimas, CA 91773
Routing Number: 122041219

Credit To: Bay Federal CU, Capitola, CA 95010
Account Number: 321177706

Further Credit To: Member Name and Account Number

(All funds must be transferred in US dollars)

Note: If the incoming wire transfer originates from a financial institution outside of the United States, the originating institution may require further information in addition to that listed above. As neither Bay Federal Credit Union nor Wescorp are assigned an IBAN or Swift Code, the originating institution may find it necessary to route the wire through their US Corresponding Bank.

If you will be sending a wire from your Bay Federal Credit Union account, please see the W ire Transfer Authorization form

for all of the information that we require to process your wire transfer.

Please print and complete the form, then bring it to your local branch for processing.

If you have any questions, please call us at 831.479.6000 or 888.4BAYFED, extension 3.