| Bay Federal ATM Access Network |
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Our ATM & VISA Debit Cards give you 24–hour access to your accounts at our many ATMs throughout Santa Cruz County, plus any ATM displaying one of these logos: Visa, Plus, Star, or CO–OP. You can make withdrawals at any Bay Federal ATM and COOP ATMs with no surcharge.
Our Visa Debit Card can be used anywhere Visa Debit is accepted — practically anywhere in the world!
Find a CO-OP Network surcharge-free ATM when you’re away from your computer!
Before you take your next road trip, be sure that you know exactly where to get your cash for free. Text your location – address, intersection or zip code – to 692667 (MYCOOP) from any mobile phone or download the database of more than 25,000 surcharge-free ATMs directly to your Garmin, Tom Tom or other GPS device. You’ll never be lost looking for a surcharge-free ATM again.
CO-OP Financial Services ATM Locator
You can also use your ATM or Visa Debit card to make electronic purchases (PIN–based point of sale transactions) at participating businesses displaying the Star and Interlink network logos.
Extra Amenities Key
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Postage stamp machine inside branch |
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Postage stamp machine outside branch |
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Drive–up ATM machine |
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Branch Address |
Extra Amenities |
Map |
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(Click thumbnail map for detailed map with driving directions.)
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Aptos
Aptos Branch
105A Post Office Drive |
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Aptos
Soquel Drive
7887 Soquel Drive
(non-deposit taking). Effective June 1, 2009, this ATM will no longer accept deposits. |
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Freedom Branch
2028 Freedom Boulevard |
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Ben Lomond
Ben Lomond Market
9440 Mill St
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Ben Lomond
Coffee 9
9505 Highway 9 |
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Cabrillo College
Aptos
(non-deposit taking)
6500 Soquel Drive
Student Center |
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Cabrillo College
Watsonville
(non-deposit taking)
318 Union Ave
Student Center |
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Capitola Branch
3333 Clares Street |
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Santa Cruz
Cardiff
228 Cardiff Place |
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Santa Cruz
Downtown
106 Church Street |
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Santa Cruz
River Street Branch
420 River Street |
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Santa Cruz
Westside
402 Ingalls Street |
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Scotts Valley Branch
255 Mt. Hermon Road |
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UC Santa Cruz
Bay Tree Bookstore |
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Watsonville
1481 Main Street |
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Contact Bay Federal: 831.479.6000
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