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Extra Amenities Key
 | Postage stamp machine inside branch |
 | Postage stamp machine outside branch |
 | Drive–up ATM machine |
 | Internet Banking Cafe |
 | Coin counting machine |
 | Lending center |
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Night deposit box |
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ATM machine inside branch |
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ATM machine outside branch |
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Branch Address |
Extra Amenities |
Map |
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(Click thumbnail map for detailed map with driving directions.)
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Aptos
105A Post Office Drive
Hours
Monday, Tuesday, Thursday: 9 AM–5 PM
Wednesday: 10 AM–5 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–3 PM
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Ben Lomond
Ben Lomond Market
9440 Mill St
Hours
Monday - Friday: 1 PM–5 PM
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Capitola
3333 Clares Street
Hours
Monday, Tuesday, Thursday: 9 AM–5 PM
Wednesday: 10 AM–5 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–3 PM
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Freedom
2028 Freedom Blvd.
Hours
Monday, Tuesday, Thursday: 9 AM–5 PM
Wednesday: 10 AM–5 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–3 PM |
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Santa Cruz/River Street
420 River Street
Hours
Monday, Tuesday, Thursday: 9 AM–5 PM
Wednesday: 10 AM–5 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–3 PM |
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Scotts Valley
255 Mt. Hermon Road
Hours
Monday, Tuesday, Thursday: 9 AM–5 PM
Wednesday: 10 AM–5 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–3 PM |
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Watsonville
1481 Main Street
Hours
Monday, Tuesday, Thursday: 9 AM–5 PM
Wednesday: 10 AM–5 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–3 PM |
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Please note that we are closed on Wednesday mornings for staff training — we open promptly at 10 am.
Please send all mail inquiries and correspondence to:
Bay Federal Credit Union
3333 Clares Street
Capitola, CA 95010
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Contact Bay Federal: 831.479.6000
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