Bay Federal Credit Union - Investment Services

Preparing for retirement, sending children to college, purchasing a first home — these are some of the lifestyle goals we set for ourselves, oftentimes without spending adequate time planning how to achieve them.

Bay Federal Investment Services, registered through CUSO Financial Services, L.P. (CFS*), is here to help you determine and plan for your varied financial goals. Located at Bay Federal Credit Union, our CFS Investment Advisors are available to guide you through important investment decisions with the latest information on a wide array of products including:

Bay Federal Investment Services offers complimentary financial consultations. Call us at 831.479.6000, or toll-free at 888.4BAYFED, option 7.

Gina Bayer and Paul Clark CFP®, Investment Advisors, are employees of Bay Federal Investment Services and are registered through CUSO Financial Services, L.P.

Investment Products and Services are offered through CFS, an independent broker dealer, are not NCUA/NCUSIF insured, not credit union guaranteed, and may lose value. Bay Federal Credit union is in partnership with CFS. (Member FINRA/SIPC)

Securities: AZ, CA, CO, HI, MA, MT, NC, NE, NJ, NM, NV, NY, OR, RI, VT, WA
Insurance: CA, NV, OR, NE

Gina Bayer has been an Investment Advisor at Bay Federal for 12 years, and she is also the manager of the Investment Services Team. Gina, who lives in Aptos, says, “What I love most about being an Investment Advisor is being able to help empower people to make sound financial decisions that can have a positive impact on their financial future.”

Paul Clark has been an Investment Advisor at Bay Federal for the past 8 years and says what he most enjoys about working here is, “Helping people understand their investments and plan for their future.” He resides in Watsonville.

Linda Gorin has been assisting the Investment Advisors at Bay Federal for the past 8 years. A resident of Felton, Linda thrives on helping Bay Federal Investment Services clients because she says, “They make my day!”

CFP and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

You are leaving the web site of Bay Federal Credit Union, an NCUA/NCUSIF insured savings institution, which offers insured deposit products, and proceeding to the web site of eVISION^®, a site operated by CUSO Financial Services, L.P. (CFS) (Member FINRA/SIPC). Brokerage products offered through CFS are not NCUA/NCUSIF insured and are subject to investment risk.

eVISION^® is a registered trademark of CFS. Complete pricing schedule available online. Extreme market volatility and trade volume may affect system access and execution. System response and account access times may vary due to market conditions, system performance and other factors.

Member Portfolio View
Bay Federal's Investment Investment Services available through CUSO Financial Services, L.P.*, a broker dealer, is pleased to provide our members’ access to Member Portfolio View. This free service provides you with convenient 24-hour online viewing of your Full Service brokerage account.

To get started, please contact your Investment Advisor and request your brokerage account Member ID and Password. To access your account, simply click on "Member Portfolio View" below and enter your brokerage account Member ID and password in the boxes provided on the log-in page.

We hope you find Member Portfolio View a useful investment tool and we welcome any comments you would like to share with us.

*Investment Products and Services offered through CUSO Financial Services, L.P. (CFS), an independent broker dealer, are not NCUA/NCUSIF insured, not credit union guaranteed, and may lose value. Financial Advisors are employed by Bay Federal Credit Union and registered through CFS. Bay Federal Credit Union is in partnership with CFS (Member FINRA/SIPC). For specific tax advice, please consult a qualified tax professional.