Secure Online Banking

Ensuring the safety of your personal information when you bank online is of highest priority for us. When you sign in to Online Banking, your member number and password are always secure. From the moment you click the Sign On button, before your member number and password ever leave your computer, we encrypt them using Secure Socket Layer (SSL) technology with industry-standard 128-bit encryption. That means only Bay Federal has access to your ID and passcode — and no one else.

Secure Forms

Ensuring your privacy and the safety of your data isn't only a priority on our online banking server. Any time you enter sensitive personal information anywhere within our site, from membership applications to customer support requests, rest assured that your form data will be handled with the same strict security measures we use to protect your online banking transactions. We've even dedicated a special server to this objective: secure.bayfed.com hosts all of our secure online forms, and protects them with the same 128-bit encryption utilized in online banking.

Online Security Policy

You may notice when you are on our public web site that some familiar indicators do not appear in your browser to confirm the entire page is secure. These indicators include the small "padlock" icon in your browser's status area and the "https" prefix in the Address bar. To provide all of our users with the fastest and most responsive possible access to our web site, we have chosen to make the process of signing in to Online Banking secure without unnecessarily securing any additional pages on the public web site. Again, please be assured that your member number, password and other information are secure, and that Bay Federal alone has access to them: only public, non-sensitive web pages will remain unsecured, while any page that collects or reveals your sensitive personal information will continue to be handled with the strictest available security measures.

How Can I Tell My Information Is Secure?
Once you've logged in to Online Banking or entered a secure web form:

• For online banking, your browser's Address bar will change to reflect your transfer to our secure banking server, ebanking.bayfed.com.
• Similarly, when accessing a secure form, the Address bar will change to contain an address on secure.bayfed.com.
• The URL prefix will change to "https://" — the 's' stands for 'secure', and means that SSL encryption has been activated.
• Finally, the "padlock" icon in the browser status area will be visible with a "closed" appearance, and/or the background color of the browser's address bar will change from white to yellow to indicate a secure connection.

If all of the above visual indicators are present, you can be certain that your data is passing securely to Bay Federal Credit Union with no risk of third-party interception.