Making the decision to purchase a home or to update or refinance your current home can be stressful for the whole family. With so many different lenders in the market, finding financing for your dreams can be consuming. You have better things to do!

Bay Federal Credit Union can make the process easy and convenient for you with our new Mortgage Lending website! Apply online with Bay Federal and get decisions in minutes!

There are many scams designed to steal your money and your identity. Please know that your Credit Union will never contact you to verify your personal account information over the phone, through an email communication or text message. Learn more fraud prevention tips!

Call our Investment Advisors, Gina Bayer, Paul Clark and Ted Crotwell, for a complimentary review of your current investments at 831.479.6000.

Investment Products and Services offered through CUSO Financial Services, L.P. (CFS), an independent broker dealer, are not NCUA/NCUSIF insured, not credit union guaranteed, and may lose value. Financial advisors are employed by Bay Federal Investment Services and registered through CFS. Bay Federal Credit union is in partnership with CFS. (Member FINRA/SIPC)

Learn how Bay Federal has become a local success story. Read more.

Read the Press Announcement (PDF) here.

Whether you are looking for a new or used car, truck or SUV, we can make shopping for a new vehicle a breeze! Just let our Auto Buying Service Advisor, Darrel Burns, take care of all of the details for you! Learn more.