Refinance your auto loan from another lender by
December 31 and enjoy no car payments for 90 days!*
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*First payment will be deferred for 90 days. Offer available to applicants with a 640 or higher credit score (Fico V2) on the refinance of a 2004 or newer vehicle currently financed at another financial institution. Refinances of current Bay Federal loans and purchase transactions are not eligible for this offer. Loan must be funded between now and December 31, 2013, in order to qualify for the deferred first payment. Interest will continue to accrue from date of loan disbursal and becomes due once payments begin. All loans are subject to credit approval and income verification per Bay Federal Credit Union lending requirements. Credit Union membership required. Minimum loan amount is $5,000. For complete information, visit
www.bayfed.com or any Bay Federal Credit Union branch. Terms subject to change without notice.
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Contact Bay Federal: 831.479.6000