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Signature Line of Credit A readily accessible, preapproved loan that's ideal for emergencies or unplanned purchases. You can also use it as overdraft protection for your Bay federal checking account, preventing NSF (Non Sufficient Funds) fees and returned checks. Savings and Certificate Secured Loans Get our lowest rates by pledging your savings or certificate as security; borrow up to 100% of your balance. Your funds will continue to earn dividends throughout the loan term. This loan allows you to borrow at a low net rate and can also help you establish or rebuild a credit record. Signature Loans This all–purpose loan is secured by your good credit and ability to repay. Miscellaneous Secured and Personal Loans If it moves you, we'll finance it! We fund motorcycles, RVs and watercraft. Apply in person at any of our 7 convenient locations, or call us for an application!
Contact Bay Federal: 831.479.6000
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