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Auto




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We've got some of the best rates in town on new and used autos, light trucks, vans, and SUVs!

New Autos

Loans available up to 105% of MSRP.

Used Autos

Loans available up to 105% of retail Kelley Blue Book available on vehicles under 5 model years with less than 80,000 miles. Loans also available on vehicles up to 10 model years and 150,000 miles with additional restrictions.

Apply today!

  1. Print out an application and mail to us at:
    Bay Federal Credit Union
    3333 Clares Street
    Capitola, Ca 95010
  2. Fax to us at 831.477.8486
  3. Apply in person at any of our 7 convenient locations, or
  4. Call us at 831.479.6000 or Toll Free 888.4BAYFED

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Auto Insurance

Have you received a letter from Bay Federal's Insurance Center? If so, click here to provide your insurance information.

Kelley Blue Book

The Kelley Blue Book is the standard for used car pricing. Link to this site to get an idea of the fair market value of the vehicle you are looking at, or to find out how much your vehicle is worth as a trade–in.

 


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Contact Bay Federal: 831.479.6000

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