If you're looking for a great interest rate on a loan for a new or used vehicle, you've come to the right place! Bay Federal's auto loans can save you money and time.

• Low interest financing and flexible terms can help lower your monthly payment.
  
  
• Apply for your loan at any Bay Federal branch or at a participating auto dealership.
  
  
• Download a loan application
  
  
• Print and complete a loan application, then fax it to 831.477.8486 or mail it to:
  3333 Clares Street
  Capitola, Ca 95010
  
  
• Need help? Call us at 831.479.6000 or 888.4BAYFED, option 3.

New Autos: Loans available up to 120% of MSRP.

Used Autos: Loans available up to 120% of retail Kelley Blue Book on vehicles under 4 model years old. Loans also available up to 105% on vehicles 5-10 model years old with additional restrictions.

Auto Insurance: Have you received a letter from Bay Federal's Insurance Center? If so, here you can provide your insurance information.

AutoSMART gives you instant access to information and resources designed to help you find the right vehicle at the right price without spending a lot of time shopping around.

• Research and compare new and used vehicles to find one that meets all your requirements.
• Build a new vehicle to your precise specifications.
• Search inventory at participating dealerships to find the exact make, model, and options you want.
• Order a used vehicle history report or a lemon check.
• Estimate the value of your trade-in.
• And much more!

Find Just What You're Looking For
Once you decide on that perfect car, use AutoSmart to locate it at a participating dealership.

Ask For Bay Federal Financing At The Dealership!
Your salesperson will arrange for financing directly with the Credit Union so you can take care of your purchase and your loan at the same time.

Take AutoSMART for a Test Drive!
Find out how easy it is to find and buy a car with AutoSMART!

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Contact Bay Federal: 831.479.6000

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