Auto Loans

We've got some of the best rates in town on new and used autos, light trucks, vans, and SUVs...and the better your credit history, the lower your rate!

New Autos

We'll finance used vehicles up to five years old at the same rates as new ones!

• 100% financing available, including tax and license
• Flexible terms up to 84 months*
• 1/4% discount for payroll deduction, ACH payments, or 80% LTV financing

Used Autos

Great rates on vehicles more than five years old:

• Up to 100% financing of retail Kelley Blue Book value available
• Flexible terms up to 72 months*
• 1/4% discount for payroll deduction or ACH payments

*Minimum loan amount of $20,000 required for 72-month term.

Apply in person at any of our 8 convenient locations, or call us for an application!
Call 831.479.6000 or Toll Free 888.4BAYFED

Auto Insurance

Have you received a letter from Bay Federal's Insurance Center? If so, click here to provide your insurance information.

Kelley Blue Book

The Kelley Blue Book is the standard for used car pricing. Link to this site to get an idea of the fair market value of the vehicle you are looking at, or to find out how much your vehicle is worth as a trade–in.

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