Consumer Loans
Blue Ribbon Line of Credit
A readily accessible, preapproved loan that's ideal for emergencies or unplanned purchases. You can also use it as overdraft protection for your Bay federal checking account, preventing NSF (Non Sufficient Funds) fees and returned checks.
Share and Certificate Secured Loans
Get our lowest rates by pledging your shares or term share certificate as security; borrow up to 100% of your balance. Your funds will continue to earn dividends throughout the loan term. This loan allows you to borrow at a low net rate and can also help you establish or rebuild a credit record.
Signature Loans
This all–purpose loan is secured by your good credit and promise to repay.
Miscellaneous Secured and Personal Loans
If it moves you, we'll finance it! We fund motorcycles, RVs and watercraft.