Overdraft Protection

Important Security Alert: Stay Safe from Fraudulent Sites – We've observed a notable increase in the number of fraudulent websites aiming to deceive people across the financial industry.

We've observed a notable increase in the number of fraudulent websites aiming to deceive people across the financial industry.

This includes sites that falsely claim affiliation with Bay Federal Credit Union, explicitly targeting our community with the intent to steal personal information.

We want to remind you of the importance of staying vigilant and ensuring you are securely accessing our legitimate online banking services. When conducting your online banking, always double-check that you are visiting our official websites:

bayfed.com
bayfedonline.com

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Avoid the hassle, expense, and embarrassment of bounced checks with overdraft protection, available from the following Bay Federal accounts:

Savings
Money Market
VISA^® Credit Card
Signature Line of Credit

For full disclosures and important information on fees and charges, please read the current Consumer Fee-Schedule and the Truth in Savings Disclosure and Account Agreement.

To set up Overdraft Protection on your accounts, visit one of our convenient branches, contact us through Secure Chat in online or mobile banking, or call our Member Service Center at 831.479.6000 or 888.4BAYFED, option 3.

Attention: You are leaving the Bay Federal Credit Union website

You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.