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Mortgage Loans

Affordable options and rates for home loans. Get Preapproved!

Mortgages - Get Pre-approved!
first mortgage

First Mortgages

We understand how owning a home is important to you and your family.

View First Mortgages
second mortgage

Second Mortgages

Finance owner-occupied and second homes.

View Second Mortgages
mobile manufactured home loans

Mobile Manufactured Homes

A leading lender in our local community.

View Mobile Manufactured Homes
equity lines

Equity Lines

Put the equity in your home to work for you with an Equity Line of Credit.

View Equity Lines
foreclosure prevention

Foreclosure Prevention

Take charge before you lose your home. We may be able to help!

View Foreclosure Prevention


Notice of Error, Requests for Information, and Qualified Written Requests (as defined in RESPA) must be sent to:

Bay Federal Credit Union
Attention: Loan Servicing
3333 Clares Street
Capitola, CA 95010 

Bay Federal Credit Union responds promptly to all qualified written requests. Please include the following information in all written requests.

Borrower Name(s)
Account Number
Property Address
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