Options to meet your daily banking needs
Bay Federal offers two different checking accounts — choose the one that fits your lifestyle.
| Free | Interest Earning | |
| Monthly service fee | No Monthly Service Charge |
|
| Special Account Features | ||
| First Box of Checks Free* | Yes | Yes |
| Free Online Banking | Yes | Yes |
| Free Bill Pay | Yes | Yes |
| Free BAYPHONE Access | Yes | Yes |
| Free Visa Check Card | Yes | Yes |
| Free Use of Bay Federal ATMs and CO-OP Network ATMs |
Yes | Yes |
| Unlimited Check Writing | Yes | Yes |
| Free Traveler's Cheques | Yes | Yes |
| Free Overdraft Protection | No | Yes |
| Free Notary Service | No | Yes |
| Free non-Bay Federal ATM Transactions | No | Yes |
| Free Cashier's Checks & Money Orders | No | Yes |
*New accounts only, does not apply to converted accounts.
Avoid the hassle, expense, and embarrassment of bounced checks with overdraft protection, available from the following Bay Federal accounts:
To open your Bay Federal checking account, complete a membership application and send it to us along with a check for an initial opening deposit of $50 and a copy of your current Driver License.
ATM & Visa Check Card
A remarkably versatile card that lets you use the funds in your Bay Federal checking account, even at places that don't normally take personal or out–of–town checks. It looks just like a credit card, but it's not. Instead, it automatically deducts purchases from your checking account. No credit is advanced, so there are no interest charges.
You can use your ATM & Visa Check Card at more than 17 million locations worldwide — anywhere that accepts Visa. It also doubles as your ATM card, giving you access to your account at more than 500,000 ATMs worldwide.
Reorder Your Checks Online!
Reordering checks is just a click away. Select the link below to reorder your same design. If you're looking for a new style, you'll find that information too. Reordering checks online is ultra–fast and ultra–convenient!