We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Bay Federal Does Home Loans
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Logging in and joining

Logging in and Joining

Details on how to login to your account and what you need to become a Bay Federal member.

Logging in and Joining
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Your Account Information

Instructions on how to find, set up, and update your basic account information.

Your Account Information
Cards

Credit and Debit Cards

What to do if your card is compromised, information on purchase rewards, and more. 

Credit and Debit Cards
Logging in and Joining

Bill Pay

Find out how you can best use Bay Federal's free online bill payment services.

Learn more about Bill Pay
A new loan handshake.

Loan Questions

Bay Federal offers a variety of lending options. No matter the kind of loan you have, we have the answers!

Loan Questions
Money

Move Money

Whether you need to pay a loan, or transfer or send money, Bay Federal has options for you.

Move Money
Watsonville branch

Hours and Locations

Bay Federal provides convenient hours and locations, as well as an extensive network of ATMs.

Hours and Locations
Depositing a check on mobile

Checks and Depositing

You can order new checks, review deposits, or deposit your paycheck from the comfort of your own home.

Checks and Depositing
Budgeting and alerts

Alerts and Budgeting

It's easy to link accounts, figure out a budget, and set up alerts for your spending or bill payments.

Alerts and Budgeting
mobile apps