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Home Lending

Affordable options and rates for home loans. Get Preapproved!

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ATM/Debit and Credit Cards

  • Are there fees for making purchases with my Debit Card in other countries? What about ATM Withdrawals?



  • How do I log-in to BayPhone with my member number?

  • I can't access my Trust on BayPhone.

  • I would like to access my organization account through BayPhone.

  • BayPhone automatically goes into voice response mode. I would prefer to use my touch-tone phone. How do I ensure that I can use the touch-tone option?

  • I changed my account names in BayFedOnline, so why aren’t they available in BayPhone?

  • I don’t want my joint user to hear all of my accounts. What can I do to prevent this?


Bay Federal Credit Union - General Information

  • What is a credit union?

  • Why join a credit union?

  • How do you become a credit union member?

  • Who can join Bay Federal Credit Union?

  • What kinds of banking products and services do you offer?

  • What is the easiest way for me to move my checking account from another bank?

  • How can I set up direct deposit?

  • Where can I get more information about Bay Federal?

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