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We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Bay Federal Does Home Loans

Bay Federal Credit Union has been recognized as a premier organization in Santa Cruz County. 

2015 Awards

2014 Awards

  • GoodTimes Santa Cruz Newspaper, 2014 Best Financial Institution
  • Santa Cruz Weekly Newspaper, 2014 Best Financial Institution
  • Scotts Valley Press-Banner, 2014 Best Financial Institution
  • Santa Cruz Sentinel, 2014 Reader’s Choice Award, Best Financial Institution
  • Register-Pajaronian, 2014 Best Financial Institution
  • Second Harvest Food Bank, Titanium Can Award

2013 Awards 

  • GoodTimes Santa Cruz Newspaper, 2013 Best Financial Institution
  • Santa Cruz Weekly Newspaper, 2013 Best Financial Institution
  • Scotts Valley Pres-Banner, 2013 Best Financial Institution
  • Santa Cruz Sentinel, 2013 Reader’s Choice Award, Best Financial Institution
  • Second Harvest Food Bank, Titanium Can Award

2012 Awards

  • GoodTimes Santa Cruz Newspaper, 2012 Best Financial Institution
  • Santa Cruz Weekly Newspaper, 2012 Best Financial Institution
  • Scotts Valley Press-Banner, 2012 Best Financial Institution
  • Santa Cruz Sentinel, 2012 Reader’s Choice Award, Best Financial Institution
  • Second Harvest Food Bank, Titanium Can Award

2011 Awards

  • GoodTimes Santa Cruz Newspaper, 2011 Best Financial Institution
  • Santa Cruz Weekly Newspaper, 2011 Best Financial Institution
  • Scotts Valley Press-Banner, 2011 Best Financial Institution
  • Santa Cruz Sentinel, 2011 Reader’s Choice Award, Best Financial Institution
  • Marketing Association of Credit Unions, 2011 Gold Award for Outstanding Marketing Collateral
  • Scotts Valley Chamber of Commerce, 2011 Business of the Year
  • Second Harvest Food Bank, Titanium Can Award

2010 Awards

  • GoodTimes Santa Cruz Newspaper, 2010 Best Financial Institution
  • Santa Cruz Weekly Newspaper, 2010 Best Financial Institution
  • Scotts Valley Press-Banner, 2010 Best Financial Institution
  • Santa Cruz Sentinel, 2010 Reader’s Choice Award, Best Financial Institution
  • Santa Cruz Chamber of Commerce, 2010 Business of the Year
  • 2010 Governor and First Lady’s Medals for Service Award, State of California’s Small Business Volunteer Program of the Year
  • United Way of Santa Cruz County, 2010 Employee Fundraising Campaign Silver Award
  • Second Harvest Food Bank, Titanium Can Award

2009 Awards

  • GoodTimes Santa Cruz Newspaper, 2009 Best Financial Institution
  • Santa Cruz Weekly Newspaper, 2009 Best Financial Institution
  • Scotts Valley Press-Banner, 2009 Best Financial Institution
  • Santa Cruz Sentinel, 2009 Reader’s Choice Award, Best Financial Institution
  • California and Nevada Credit Union League, 2009 Community Outreach Award
  • Aptos Chamber of Commerce, 2009 Business of the Year
  • Credit Union Journal, 2008 Best Practices Award, Business Services
  • Second Harvest Food Bank, Titanium Can Award
  • Richard Miles Johnson Foundation, 2009 Beacon Financial Education Award
  • Santa Cruz County Community Assessment Project, 2009 Community Hero: Financial Literacy

2008 Awards

  • GoodTimes Santa Cruz Newspaper, 2008 Best Financial Institution
  • Santa Cruz Metro Newspaper, 2008 Best Financial Institution
  • Scotts Valley Press-Banner, 2008 Best Financial Institution
  • Santa Cruz Sentinel, 2008 Reader’s Choice Award, Best Financial Institution
  • Employers Group, 2008 California’s Best Places to Work
  • Capitola-Soquel Chamber of Commerce, 2008 Business of the Year
  • Second Harvest Food Bank, Titanium Can Award

2007 Award

Recipient of the California’s Best Places to Work Award

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