As of April 6, 2020, we are waiving late charges on all Bay Federal loans through May 31, 2020. Please note that this does not mean that the current amount due is waived, and loans that go more than 30 days delinquent without other arrangements may be reported to credit reporting agencies.
If you are having trouble making your payment, you may qualify for deferment of your auto loan, personal loan, or Bay Federal Visa Credit Card payments for 90 days. To start this process, please use the form below and indicate which loan type(s) you would like to defer. If you are eligible to defer your payments, you will receive confirmation by mail within 7 to 10 business days.