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Bay Federal Credit Union Bolsters its Home Loans Department with New Consultants

Capitola, CA – March 27, 2017 – Bay Federal Credit Union has brought on Randi LeBlanc, Karen Shipley, and Melinda Margo as the latest additions to its growing team of Home Loan Consultants (mortgage loan officers). The Home Loans Department of the Credit Union is expanding, and it is seeking knowledgeable, fun, and friendly mortgage loan officers to better serve its membership.

“Funding a home purchase doesn’t have to be a stressful event,” said Carrie Birkhofer, President and CEO of Bay Federal. “With Home Loan Consultants who truly care like Melinda, Karen, and Randi do, our members are guided through the process step by step until they are in their new homes. We’re excited to have them on the team.”

Mrs. LeBlanc, Mrs. Shipley, and Ms. Margo have a combined 62 years of experience in the real estate industry, and each has deep ties to local communities. Mrs. LeBlanc, who enjoys providing exceptional member service, moved to Santa Cruz County 25 years ago from the East Coast and has raised her son here. Mrs. Shipley, a former real estate agent who has been a full-time mortgage loan officer since 2003, regularly volunteers at her children’s schools and is active with the Scotts Valley Lions Club. Ms. Margo, who raised her son on the Summit in Los Gatos and now lives in Gilroy, holds herself to high standards of service and strives to offer future home owners the guidance she would expect from someone helping her in the same position.

Bay Federal Credit Union’s Home Loans Department is looking to hire additional mortgage loan officers and a home equity specialist. For more information, please visit

About Bay Federal Credit Union

Bay Federal is a full-service, not-for-profit financial institution that serves more than 65,000 members and 1,200 local businesses throughout Santa Cruz, San Benito, and Monterey counties. With more than $857 million in assets, Bay Federal Credit Union is the largest member-owned financial institution in Santa Cruz County, serving its members and the community since 1957. Since 2002, 100% of all employees have given their own money and volunteered for numerous local schools, nonprofit organizations, and community events.

Contact: Amy Ivey, VP Marketing and Development
Bay Federal Credit Union

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