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Bay Federal Receives 5-Star Superior Rating by BauerFinancial Group

Capitola, CA –June 20, 2019– Bay Federal Credit Union has received a 5-StarBauer Financial 5-Star Logo Superior rating by BauerFinancial Group, the highest possible rating offered by thegroup. This rating is based off of Bay Federal’s financial data as of March 31, 2019.

BauerFinancial is a completely independent firm that has provided ratings on financial institutions since 1983. The firm determines ratings by using the same strict barometer to rate all banks and all credit unions across the country.

Bay Federal’s 5-Star rating is an improvement from their prior 4-Star Excellent rating. Institutions that are rated 4-Stars or above are recommended to consumers by BauerFinancial Group. The credit union recently announced that they hit $1 billion in assets on March 31, 2019.

“Our 5-Star Superior rating is an exciting milestone for us,” said Carrie Birkhofer, President and CEO of Bay Federal. “This rating is a testament to the hard work and dedication of our employees, and to the financial strength that Bay Federal Credit Union has achieved. This rating is also great for our members, as it speaks to the strength and resiliency of our credit union.”

BauerFinancial ratings for any financial institution are made available for free by visiting their website at

About Bay Federal Credit Union

Bay Federal is a full-service, not-for-profit financial institution that serves nearly 77,000 members and 1,200 local businesses throughout Santa Cruz, San Benito, and Monterey counties. With more than $1 billion in assets, Bay Federal Credit Union is the largest member-owned financial institution in Santa Cruz County, serving its members and the community since 1957. Bay Federal Credit Union has an award-winning employee volunteer program in which employees have given their own money and volunteer for numerous local schools, nonprofit organizations, and community events each year.

Contact: Amy Ivey, VP, Marketing & Development
Bay Federal Credit Union

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