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Bay Federal Credit Union Honored with 5-Star Superior Rating by BauerFinancial Group

Bauer Logo - Bay Fed - Sept 2019

Capitola, CA –September 30, 2019– Bay Federal Credit Union has received a 5-Star Superior rating by BauerFinancial Group, the highest possible rating offered by the group. This rating is based off of Bay Federal’s financial data as of June 30, 2019.

BauerFinancial is a completely independent firm that has provided ratings on financial institutions since 1983. The firm determines ratings by using the same strict barometer to rate all banks and all credit unions across the country.

Institutions that are rated 4-Stars or above are recommended to consumers by BauerFinancial Group. The credit union also received the same rating based off of their March 31, 2019 data.

“We are thrilled to receive this 5-Star Superior rating,” said Carrie Birkhofer, President and CEO of Bay Federal. “This tremendous recognition is a true testament to our employees’ hard work and continuing commitment to our membership and our community.”

BauerFinancial ratings for any financial institution are made available for free by visiting their website at

About Bay Federal Credit Union

Bay Federal is a full-service, not-for-profit financial institution that serves nearly 77,000 members and 1,200 local businesses throughout Santa Cruz, San Benito, and Monterey counties. With more than $1 billion in assets, Bay Federal Credit Union is the largest member-owned financial institution in Santa Cruz County, serving its members and the community since 1957. Bay Federal Credit Union has an award-winning employee volunteer program in which employees have given their own money and volunteer for numerous local schools, nonprofit organizations, and community events each year.

Contact: Amy Ivey, VP, Marketing & Development
Bay Federal Credit Union


Bay Federal Credit Union received a 5-Star Superior Rating by BauerFinancial Group based off of their financial data as of June 30, 2019.

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