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Bay Federal Credit Union Partners with Greenpath Financial Wellness to Offer Crisis Relief to Individuals and Families

Capitola, CA –April 1, 2020– Bay Federal Credit Union is partnering with GreenPath Financial Wellness, a leading national nonprofit organization, to address critical needs among community individuals and families impacted by COVID-19 pandemic measures.

Through the partnership, Bay Federal will offer free phone-based GreenPath financial counseling. GreenPath’s counselors will assess an individual’s entire financial picture and identify options that can relieve stress and make it easier to bounce back.

“Our hearts go out to everyone who has been impacted by this crisis. We know that many of our families and neighbors are concerned about their financial welfare,” said Carrie Birkhofer, President and CEO of Bay Federal. “If COVID-19 measures are affecting your income, you’re not alone. Together with GreenPath, we have put programs in place to provide needed assistance and help ease financial stress during this extraordinary time.”

“We understand the stress and uncertainty this pandemic is creating for individuals and families across the country,” said Kristen Holt, President and CEO of GreenPath. “By partnering with Bay Federal, GreenPath’s team of HUD Certified Housing Counselors and NFCC certified credit counselors is here to help you prepare for and navigate the financial effects of COVID-19.”

Bay Federal’s partnership with Greenpath also includes other financial education resources and toolkits to help credit union members including personal and family budgeting, credit report coaching, debt management plans, and more. Information about these tools can be found at Additional resources and programs that Bay Federal is offering its members affected by COVID-19 can be found at

About Bay Federal Credit Union

Bay Federal is a full-service, not-for-profit financial institution that serves over 78,000 members and 1,200 local businesses throughout Santa Cruz, San Benito, and Monterey counties. With more than $1.1 billion in assets, Bay Federal Credit Union is the largest member-owned financial institution in Santa Cruz County, serving its members and the community since 1957. Bay Federal Credit Union has an award-winning employee volunteer program in which employees have given their own money and volunteer for numerous local schools, nonprofit organizations, and community events each year.

About GreenPath

GreenPath Financial Wellness is a national nonprofit organization that provides financial counseling, education and products to empower people to lead financially healthy lives. Working directly with individuals and through partnerships since 1961, GreenPath has assisted millions of people with debt and credit management, homeownership education and foreclosure prevention. Headquartered in Michigan, GreenPath, along with its affiliates, has more than 50 locations across the United States. GreenPath is a member of the National Foundation for Credit Counseling (NFCC) and is accredited by the Council on Accreditation (COA). For more information on what individuals can do to manage finances affected by COVID-19, visit or call 877-337-3399.

Contact: Tonée Picard, EVP/Chief Development Officer
Bay Federal Credit Union

Contact: Chandra Lewis
Greenpath Financial Wellness

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