We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Couple Standing in front of their new home

VISA Card Security


Enjoy a safe, secure way to pay

Just use your Bay Federal Credit Union Visa Debit/Credit Card

Young couple using a credit card in a shopGet peace of mind with every purchase 

  • You can shop with confidence online and anywhere else when you use your Bay Federal Visa Debit/Credit card. Plus, your card is safer than carrying cash. That’s because Bay Federal Credit Union and Visa work 24/7 to prevent, detect and resolve fraud.

Fraud Prevention Tools

  • The 3-Digit Security Code on the back of your card provides Internet and phone security by helping verify that you’re in possession of your card.
  • With Verified by Visa, your identity is confirmed through a personal password while shopping at participating online merchants.

Real-Time Fraud Detection

  • Using best-in-class solutions for Real-Time Fraud Monitoring, we screen your account 24/7 to detect suspicious card activity outside your normal pattern.

We’ll Fix It

  • Our Zero Liability* policy means you don’t pay for unauthorized use of your credit or debit card.
  • Access to Identity Theft Assistance helps you regain control of your account if you suspect you’ve been a victim of card fraud.

To learn more, visit www.visa.com/security.


Visa Logo

*Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
mobile apps