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Discover the Science of Saving!Celebrate Youth Week at Bay Federal!

Fun, Prizes, and Financial Education for Kids and Teens ages 0-17!
April 23-30, 2018 at all Bay Federal Credit Union branches. 

Kids and teens age 0-17 are invited to visit their favorite Bay Federal branch to  collect prizes and save for the future during Youth Week, April 23-30.

  • All kids and teens with a Bay Federal Membership Savings Account are automatically entered to win up to $100 in our Kids' Cash Giveaway!
  • Young members can enter the Science of Saving Coloring Contest, too!
  • Extra prizes and fun will be had at Bay Federal branches during Youth Week, April 23-28!

Prizes and fun – for free? What's the catch?

There is no catch! At Bay Federal Credit Union, we know that people who understand how to save money have a better chance at a healthy financial future. That's why we promote saving during National Financial Literacy Month and all year long!

Please Help Us Spread the Word!

National Financial Literacy Month is a great opportunity for parents to teach their children about saving money. Please spread the word about this fun event to families in our community. For more information, visit any Bay Federal branch or contact Tiffany Zachmeier, C.E.P.F.® Financial Education, at 831.479.6000, extension 414, or tiffany@bayfed.com.

Kids' Cash Giveaway

The Science of Saving Kids' Cash Giveaway (“Giveaway") is open to all minor children (child), age 17 and younger, who are the primary/tax owner of a Bay Federal Credit Union Membership Savings Account in good standing in April, 2018. While eligible account-holders are encouraged to make a deposit at the Credit Union, no deposit or purchase is required to enter. This offer is void where prohibited by law.


In May, 2018, Bay Federal Credit Union will select up to ten (10) winners at random from eligible account holders received during the month of April, 2018.

The following are the values and numbers of each prize to be awarded:

One (1) prize worth $100
One (2) prizes worth $75 each (total $150)
One (3) prize worth $50 each (total $150)
Two (4) prize worth $25 each (total $100)

Bay Federal Credit Union reserves the right to substitute a prize with another prize of equal value. Individual winners may not win more than one prize.

The odds of winning will depend on the number of eligible account holders. Each winner will be mailed a check for the amount won to the address of record with their Bay Federal Credit Union account. If the Credit Union cannot verify a winner's address of record as current and correct, or if the winner's Membership Savings Account is closed on the date winners are selected, the winner will forfeit the prize and Bay Federal Credit Union may select a different winner.

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