Skip to Sitemap
BayFed Online
Account Login
Login Now
  • Bixby Creek Bridge

    Live Local, Bank Local.

    Bay Federal Credit Union is your best local option
    for auto and home loans.

    Get Started
  • Walton Light House, Santa Cruz

    Making a Real Difference

    Choose Bay Federal Credit Union for your personal
    and business banking needs.

    Get Started
  • Capitola Village, Capitola, CA

    Live Local, Bank Local.

    Bay Federal Credit Union is your best local option
    for auto and home loans.

    Get Started
  • Beach lined with colorful iceplant

    Making a Real Difference

    Bay Federal Credit Union is your best local option
    for auto and home loans.

    Get Started
  • Strawberry Fields, Pajaro Valley

    Live Local, Bank Local.

    Choose Bay Federal Credit Union for your personal
    and business banking needs.

    Get Started
  • Natural Bridges State Park

    Making a Real Difference

    Choose Bay Federal Credit Union for your personal
    and business banking needs.

    Get Started

Consolidate Your Debt!

Finance equity in your vehicle to pay off higher rate debt.
Learn more
Q2-2017 Auto Promo Home 4 Promo box

Socially Responsible

Investments with CFS (Member FINRA/SIPC) at Bay Federal.
Learn More
Socially Responsible Investing

Mobile Wallet is Here!

The latest mobile payment technology is now available.
Learn More
Mobile Wallet is here!

$1,000 Giveaway!

Tell us why you love BayFed for a chance to win.
I Love BayFed because...
Why I Love Bay Fed sweepstakes
Home Loans 5% down, no mortgage insurance!* Bay Federal Credit Union

Exciting Offer for First Time Homebuyers

5% Down, No Mortgage Insurance!*

Choose Bay Federal Credit Union for your personal and business banking needs.

Bank online or at any of our credit union locations throughout Santa Cruz, Monterey & San Benito CA counties.