We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Bay Federal Credit Union Does Home Loans
Couple enjoying a sunset at the beach while sitting in a convertible sports car

Cash Now,
Plus Savings Down the Road!

  • $100 cash back when you refinance your auto loan from another financial institution*
  • Receive a .25% discount for automatic payments
  • 90 days, no payments


* Cash back offer of $100 will be paid as a deposit to a Bay Federal Credit Union savings account upon loan closing. 
† A discount of .25% off your eligible rate will be applied with enrollment in Pre-Authorized 
Loan Payment/ACH Transfer at the time of funding. 
‡ First payment will be deferred for up to 90 days. Interest will continue to accrue from date of loan disbursement and becomes due once payments begin.
Offer available on the refinance of a 2008 or newer vehicle currently financed at another financial institution. Refinances of current Bay Federal loans and purchase transactions are not eligible for this offer.  Minimum loan amount is $10,000.  All loans subject to credit approval with credit score (Experian FICO V2 Auto Score) of 640+ and income verification per Bay Federal Credit Union lending requirements. 
Bay Federal Credit Union membership required at the time of closing. Loan must be funded now through December 31, 2018 in order to qualify for this offer. This offer is subject to change without notice. For more information, visit any 
Bay Federal Credit Union branch or call us at 831.479.6000 or toll-free at 888.4BAYFED, option 3.

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