We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Couple Standing in front of their new home

If you're looking for a great interest rate on a loan for a new or used vehicle, you've come to the right place! Bay Federal's auto loans can save you money and time.

Low interest financing and flexible terms can help lower your monthly payment.

Apply Now for your loan at any Bay Federal branch or at a participating auto dealership.

New Autos: Loans available up to 120% of MSRP.
Used Autos: Loans available up to 120% of retail Kelley Blue Book on vehicles under 4 model years old. Loans also available up to 105% on vehicles 5-10 model years old with additional restrictions.

Auto Insurance: Have you received a letter from Bay Federal's Insurance Center? If so, here you can provide your insurance information.

Be AutoSmart! AutoSMART, a member benefit, gives you instant access to information and resources designed to help you find the right vehicle at the right price online!

  • Research and compare new and used vehicles to find one that meets all your requirements.
  • Build a new vehicle to your precise specifications.
  • Search inventory at participating dealerships to find the exact make, model, and options you want.
  • Order a used vehicle history report or a lemon check.
  • Estimate the value of your trade-in.
  • And much more!
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