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Home Lending

Affordable options and rates for home loans. Get Preapproved!

Get Pre-approved!

Skip an Auto Loan Payment!

Bay Federal Credit Union allows eligible members the opportunity to skip one regular monthly payment on their qualified vehicle loans each year. The process is easy: simply download and complete the Auto Loan Skip Payment Request Form and return it to Bay Federal Credit Union, along with a $30 fee for each skipped payment. Use the extra funds for unexpected expenses, travel plans, other bills, or anything else!

The form may be returned via postal mail at:
Bay Federal Credit Union
ATTN: Loan Services
3333 Clares Street
Capitola, CA 95010.

Members can also fax it to us at 831.465.1787, or bring the completed form into any Bay Federal Credit Union branch.

Complete details and restrictions are listed on the Auto Loan Skip Payment Request Form.

Auto Loan Skip Payment Request Form

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