Coronavirus (COVID-19) Health Emergency

Updates and resources during the current health emergency. Learn more

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Photo of hands in the shape of a heart Skip an Auto Loan Payment!

Bay Federal Credit Union allows eligible members the opportunity to skip one regular monthly payment on their qualified vehicle loans each year.

The process is easy: simply fill out a Skip Pay request electronically on BayFedOnline under "Secure Forms." Alternatively, you can download and complete the Auto Loan Skip Payment Request Form and return it to Bay Federal Credit Union, along with a $30 fee for each skipped payment. Use the extra funds for unexpected expenses, travel plans, other bills, or anything else!

Members filling out the form can fax it to us at 831.465.1787, bring the completed form into any Bay Federal Credit Union branch, or mail the form to:

Bay Federal Credit Union
ATTN: Loan Services
3333 Clares Street
Capitola, CA 95010.

Complete details and restrictions are listed on the Auto Loan Skip Payment Request Form.

If you are experiencing financial hardship because of the Coronavirus (COVID-19) Health Emergency, please visit our response page to learn more about how we are responding, services that you might be eligible for, and how we can help you.
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