We Do Home Loans

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Bay Federal Credit Union Does Home Loans
Family on a ski trip with their new car

Refer a Friend, Get $50!*

Refer a friend or family member to refinance their auto loan from another financial institution with Bay Federal, and you both receive $50.*

Have your friend or family member apply at any of our convenient branches or online and let their Loan Officer know who referred them!


* Offer available on the refinance of a 2009 or newer vehicle currently financed at another financial institution. Cash bonus will be paid to both parties via check at the time of loan funding. Referring individuals will not be notified if their referred party does not qualify for a loan, and the cash bonus will not be paid. Refinances of current Bay Federal loans and purchase transactions are not eligible for this offer. Employees and volunteers of Bay Federal Credit Union are ineligible for this offer. Minimum loan amount is $10,000. All loans subject to credit approval with credit score (Experian FICO V2 Auto Score) of 640+ and income verification per Bay Federal Credit Union lending requirements. 

Bay Federal Credit Union membership required at the time of closing. Loan must be funded now through March 31, 2019 in order to qualify for this offer. This offer is subject to change without notice. For more information, visit any Bay Federal Credit Union branch or call us at 831.479.6000 or toll-free at 888.4BAYFED, option 3.
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