We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Bay Federal Credit Union Does Home Loans
Father and son laughing in car

Road Trip Happy

Refinance your auto loan from another lender and get:

  • $100 Cash Back*
  • 90 days no payments*

Apply online or at any of our convenient branches!



*Cash back offer of $100 will be paid as a deposit to a Bay Federal Credit Union savings account upon loan closing. First payment deferred for 90 days. Interest will continue to accrue from date of loan disbursement and becomes due once payments begin. Offer available on the refinance of a 2009 or newer vehicle currently financed at another financial institution. Refinances of current Bay Federal loans and purchase transactions are not eligible for this offer.  Minimum loan amount is $10,000.  All loans subject to credit approval with credit score (Experian FICO V9 Auto Score) of 640+ and income verification per Bay Federal Credit Union lending requirements. Bay Federal Credit Union membership required at the time of closing. Loan must be funded now through December 31, 2019 in order to qualify for this offer. This offer is subject to change without notice. For more information, visit any Bay Federal Credit Union branch or call us at 831.479.6000 or toll-free at 888.4BAYFED, option 3.
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