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Bay Federal Credit Union believes in making a real difference in the financial lives of our members, and our line of Visa Credit Cards are designed with that in mind. In addition to the benefits listed above, our cards have a grace period of at least 21 days before interest is charged on purchases. For full disclosures and important information, please read the Account Agreement and Disclosure associated with your particular card.
Bay Federal is also committed to making online shopping safe for our members through Visa Secure, the safe way to
add additional protection to your online shopping experience when you use your
Visa credit or debit card. It is convenient, easy to activate, and the service is entirely free.
Visa Secure includes:
Access to special offers and discounts from hundreds of participating online merchants.- No additional fees for Visa Secure protection and it's a free service designed to protect you from fraud.