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Visa Signature

Earn Everyday Points 

With a Bay Federal Credit Union VISA Signature Credit Card, You are automatically enrolled in BayREWARDS. Everyday purchases have never been more rewarding! BayREWARDS is a simple, easy to use program that rewards you with points each time you use your Bay Federal Visa Signature Credit Card. 


From gift cards to travel expenses, your purchases will really pay off.

$1 spent = 1.5 points earned

on all qualifying transactions. 


Signature Card Benefits

  • Visa Assistance Center
  • Auto Rental Collision Damage
  • Extended Warranty Protection
  • Purchase Security Protection
  • Lost Luggage Reimbursement
  • Travel Accident Insurance $400,000
  • Travel and Emergency Assistance
  • Trip Cancellation/Trip Interruption
  • Cellular Phone Protection
  • Roadside Dispatch
  • Ride Share Protection
  • Emergency Medical and Dental Coverage
  • Emergency Evacuation
  • Trip Delay Reimbursement
  • Return Protection
  • Luxury Hotel Collection
  • Concierge
  • Perks for Travel, Entertainment, Shopping
  • Visa Signature BayREWARDS Program
  • ID Navigator - powered by NortonLifeLock

Redeeming Your Points for Rewards 

There are lots of ways to redeem your points. Like to travel? Use your points for flights, hotels, and car rentals! Or, spend your points on great merchandise, gift cards, or get cash back. 

Begin browsing today!

To redeem your points:

Login to your Online Banking account. Select “BayRewards” on the main menu and your card type.


Additional information and disclosures

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