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Bay Federal Visa Signature Card Image

Visa Signature

Get 25,000 Bonus Points when you spend $2,500 on purchases within the first 90 days of account opening.*

With a Bay Federal Credit Union VISA Signature Credit Card, You are automatically enrolled in BayREWARDS. Everyday purchases have never been more rewarding! BayREWARDS is a simple, easy to use program that rewards you with points each time you use your Bay Federal Visa Signature Credit Card.

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From gift cards to travel expenses, your purchases will really pay off.

$1 spent = 1.5 points earned

on all qualifying transactions. 


Signature Card Benefits

  • Visa Assistance Center
  • Auto Rental Collision Damage
  • Extended Warranty Protection
  • Purchase Security Protection
  • Lost Luggage Reimbursement
  • Travel Accident Insurance $400,000
  • Travel and Emergency Assistance
  • Trip Cancellation/Trip Interruption
  • Cellular Phone Protection
  • Roadside Dispatch
  • Ride Share Protection
  • Emergency Medical and Dental Coverage
  • Emergency Evacuation
  • Trip Delay Reimbursement
  • Return Protection
  • Luxury Hotel Collection
  • Concierge
  • Perks for Travel, Entertainment, Shopping
  • Visa Signature BayREWARDS Program
  • ID Navigator - powered by NortonLifeLock

Redeeming Your Points for Rewards 

There are lots of ways to redeem your points. Like to travel? Use your points for flights, hotels, and car rentals! Or, spend your points on great merchandise, gift cards, or get cash back. 

Begin browsing today!

To redeem your points:

Login to your Online Banking account. Select “BayRewards” on the main menu and your card type.


Additional information and disclosures

Compare all our VISA Credit Cards


*To qualify and receive 25,000 bonus points, you must make net retail purchase transactions totaling at least $2,500 (i.e., purchases less credits, returns, and adjustments) that post to your account within 90 days of the account open date. Cash Advances and Balance Transfers do not apply for purposes of this offer. Limit 1 bonus points offer per new account. This promotion is limited to customers opening a new account in response to this offer and will not apply to existing Visa Signature accounts. Your account must be open at the time of fulfillment. Allow 6-8 weeks from qualifying for the bonus points to post to your rewards balance.
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