Please enable JavaScript on your browser to view this site correctly.

Home Lending

Affordable options and rates for home loans. Get Preapproved!

Get Pre-approved!

Our VISA® Credit Cards feature a low variable rate to save you money and a grace period of at least 21 days before interest is charged on purchases.

We offer three different cards to choose from:

  • Visa Gold - A convenient, affordable card with no annual fee. Provides free rental car insurance and free accident and travel insurance.
  • Visa Gold Plus - All the benefits of a Visa Gold card with a 1% Annual Rebate on all purchases and purchase security protection.
  • Visa Classic - Our basic Visa credit card with no annual fee.

Apply for your Bay Federal Visa Credit card today!

View Rates

Verified by Visa

Bay Federal is committed to making online shopping safe for our members. That is why we're pleased to offer Verified By Visa, a safe and secure way to add additional protection to your online shopping experience when you use your Visa credit or debit card. It is convenient, easy to activate, and the service is entirely free.

Key Features of Verified by Visa include:

  • a personalized password that you choose, so you're the only one who can make purchases with your Bay Federal Visa or debit card.
  • access to special offers and discounts from hundreds of participating online merchants.
  • no additional fees for Verified by Visa protection and it's a free service designed to protect you from fraud.

To activate your Visa credit or debit card or for more information, click the button below.

Please note: Once you enter the Verified by Visa site, you will be asked to enter your Visa credit or debit card number. From there, you will be taken to the appropriate registration site for your card type.

Activate My Card
More information about Verified by VISA

verified by visa


mobile apps