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Home Lending

Affordable options and rates for home loans. Get Preapproved!

Get Pre-approved!

A remarkably versatile card that lets you use the funds in your Bay Federal checking account even at places that don't normally take personal or out-of-town checks. While it looks just like a credit card, it is not. Bay Federal's VISA® Debit Card automatically deducts purchases from your checking account. No credit is advanced, so there are no interest charges.

You can use your VISA® Debit Card at more than 17 million locations worldwide — just look for the VISA® logo! It also gives you access to your account at more than 500,000 ATMs worldwide displaying the VISA®, STAR®, PLUS®  or CO-OP® logos.

You now have the opportunity to select your choice of the below local images to appear on your Debit Card. To receive one of these new Debit Cards, you can do the following: visit a Bay Federal branch of your choice, place an order through BayFedOnline, or call our Member Service Center at 831.479.6000 or 888.4BAYFED, option 3.

Apply for an Account Today!

Visa Debit Card with image of the Boardwalk
Visa Debit card with image of the surfer statue on West Cliff
Via Debit card with stawberries image
Visa Debit card with image of the redwoods
Visa Debit card with image of Capitola beach
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