We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

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Your Bay Federal account is as close as the nearest phone, 24–hours a day! Just dial 831.479.6000 (888.4BAYFED outside Santa Cruz County) and enter your BAYPHONE PIN to:

  • Get your account balances
  • Transfer funds between accounts
  • Make Visa or other loan payments
  • Find out which checks have cleared
  • Stop payments on checks
  • And much more

Register for BAYPHONE at any Bay Federal branch or call 831.479.6000, option 3.

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