Jumbo Home Loans

Competitive rates and flexible options on loans up to $3 Million!* Learn more

Dream Home - Bay Fed Jumbo Loans
High-end coastal home interior

Jumbo Home Loans

Loan Amounts Up to $3 Million*


  • Down payments as low as 5% 
  • Loan amounts up to $3,000,000
  • Terms for 15 or 30 years
  • Owner-occupied and second homes
  • Single-family homes, approved condominiums, and 
    planned unit developments
  • Available as Fixed Rate Loans or Adjustable Rate Mortgages

If you would like a Bay Federal Home Loan Consultant to contact you, please complete and submit the following information. Please know we can only assist with home purchases or refinances in the state of California.


*All loans are subject to approval of credit, income verification and property valuation. Bay Federal Credit Union membership required at the time of closing. For more information, visit any Bay Federal Credit Union branch or call a Bay Federal Home Loan Consultant at 831.479.6000 or toll-free at 888.4BAYFED, option 4..
mobile apps