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Bay Federal Credit Union is registered with the Nationwide Mortgage Lending System (NMLS). Bay Federal Credit Union ID #403635.

The Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act) requires that all home loan consultants register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each home loan consultant is assigned an NMLS Unique Identifier ("NMLS ID"), which is a permanent number that allows consumers, regulators and others in the industry to obtain information on registered home loan consultants through the NMLS Consumer Access website (http://www.nmlsconsumeraccess.org).

Your personal home loan consultant will provide his/her NMLS ID to you on business cards, emails, early disclosures and the loan application. See our list below of all Bay Federal registered mortgage loan originators.

Name NMLS ID
Adrian Vargas 1056383
Alejandro Santillan 907714
Angie Wiedemann 756622
Belen Garcia 1224847
Brandi Hoffman-Ooka 477947
David Torres 667695
Felisa Garcia  1075199
George Aranda 747954
Israel Ambriz 1109454
Janice Bunao  903909
Jennifer Varela  1103318
Josh Villareal 1231017
Juan Valtierra  907716
Laura Owen 907713
Lupita Reyna 999819
Manuel Escarcega 907704
Maribel Maldonado  907711
Mariela Saldana 1485892
Marissa Gonzales  907706
Mark Sarsfield 282646
Mauricio Samano-Rivera  1507376
Mindy Cinelli 1003835
Nick Plette 1214502
Nicole Holtzinger 907707
Patrick Beaver 907721
Randi LeBlanc 255144
Salvador Vazquez  907717
Sarah Doll 117305
Sharine Martin  1078361
Wimala Brown  907703
Yesenia Alvarez 633063
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