Bay Federal Credit Union is registered with the Nationwide Mortgage Lending System (NMLS). Bay Federal Credit Union ID #403635.
The Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act) requires that all home loan consultants register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each home loan consultant is assigned an NMLS Unique Identifier ("NMLS ID"), which is a permanent number that allows consumers, regulators and others in the industry to obtain information on registered home loan consultants through the NMLS Consumer Access website (http://www.nmlsconsumeraccess.org).
Your personal home loan consultant will provide his/her NMLS ID to you on business cards, emails, early disclosures and the loan application. See our list below of all Bay Federal registered mortgage loan originators.