We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Bay Federal Does Home Loans
CPI Debit Card - Surfer CPI Debit Card - Forest CPI Debit Card - Strawberries CPI Debit Card - Capitola CPI Debit Card - Boardwalk

A remarkably versatile card that lets you use the funds in your Bay Federal checking account even at places that don't normally take personal or out-of-town checks. While it looks just like a credit card, it is not. Bay Federal's Visa Debit Card automatically deducts purchases from your checking account. No credit is advanced, so there are no interest charges.

You can use your Visa Debit Card at more than 17 million locations worldwide — just look for the Visa logo! It also gives you access to your account at more than 500,000 ATMs worldwide displaying the Visa, STAR, PLUS  or CO-OP logos.

You now have the opportunity to select your choice of the above local images to appear on your debit card. To receive one of these new debit cards, you can do the following: visit a Bay Federal branch of your choice, place an order through BayFedOnline, or call our Member Service Center at 831.479.6000 or 888.4BAYFED, option 3.

Apply for an Account Today!

Bay Federal is also committed to making online shopping safe for our members through Verified By Visa, a safe and secure way to add additional protection to your online shopping experience when you use your Visa credit or debit card. It is convenient, easy to activate, and the service is entirely free.

Verified by Visa includes:

  • A personalized password that you choose, so you're the only one who can make purchases with verified by visayour Bay Federal Visa or debit card.
  • Access to special offers and discounts from hundreds of participating online merchants.
  • No additional fees for Verified by Visa protection and it's a free service designed to protect you from fraud.

More information about Verified by VISA

mobile apps