Jumbo Home Loans

Our Jumbo Loan rates have never been lower!* Learn more

Dream Home - Bay Fed Jumbo Loans
 Happy New Home Owners Couple with House Keys
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Save an average of
on your monthly payment with an Adjustable Rate Mortgage.

  30 year fixed 5/5 ARM
 Purchase Price $1,000,000  $1,000,000 
 Loan Amount $800,000  $800,000 
 Interest Rate/APR*  5.875% / 5.938% 5.375% / 6.285% 
 Monthly Payment  $4,732.00  $4,480.00

An annual savings of $3,024



If you would like a Bay Federal Home Loan Consultant to contact you, please complete and submit the following information. Please know we can only assist with home purchases or refinances in the state of California.


*An example Annual Percentage Rate (APR) for a 5/5 ARM is 6.285%. An example monthly mortgage payment is $4,480.00 per month (excludes taxes and insurance). The estimated quotes are based on a loan amount of $800,000 with credit scores of 680+ and a 80% loan to value. This offer and term are effective as of January 13, 2023.  Actual payments may be greater than the example and may vary based on the actual loan amount. The APR and payments on 5/5 ARM loans are fixed for the first 5 years and are variable thereafter, adjusting every 5 years. Other Adjustable and Fixed Rate mortgage loans are available for loan amounts up to $3,000,000. Additional down payment requirements, closing costs, and other conditions may apply. All loans are subject to approval of credit, income verification and property valuation. Bay Federal Credit Union membership required at the time of closing. For more information, visit www.bayfed.com, any Bay Federal Credit Union branch, or call a Bay Federal Home Loan Consultant at 831.479.6000 or toll-free at 888.4BAYFED, extension 304.
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