We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Bay Federal Credit Union Does Home Loans

Visa Gift Card

Buy or Refi Your Home

Finance with us and receive a gift card for your first home improvement project!

  • Home Loan amounts up to $1,500,000

  • Low rates

  • Wide variety of flexible home loan options

If you would like a Bay Federal Home Loan Consultant to contact you, please complete and submit the following information. Please know we can only assist with home purchases or refinances in the state of California.


*Offer available on home purchases and refinances from another financial institution. $500 VISA gift card will be provided within 7 business days after the close of escrow. Available on owner occupied, second home and investment property first mortgages only. All loans subject to approval of credit, income verification and property valuation. Minimum loan amount of $250,000 required. Loan application must be dated on or after April 1, 2019 and loan funded no later than July 31, 2019. Bay Federal Credit Union membership required at the time of closing. Refinances of current Bay Federal loans are not eligible for this offer. Cannot be combined with any other offer. For more information, visit any Bay Federal Credit Union branch or call a Bay Federal Home Loan Consultant at 831.479.6000 or toll-free at 888.4BAYFED, ext. 304.

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