Jumbo Home Loans

Our Jumbo Loan rates have never been lower!* Learn more

Dream Home - Bay Fed Jumbo Loans
Man and woman hugging by the fence of their new house

Get a Free Appraisal

When You Refinance with Us*


  • Home Loan amounts up to $3,000,000

  • Low rates

  • Wide variety of flexible home loan options


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Call 831.479.6000 or 888.4BAYFED
or visit one of our 6 convenient locations today!

*Offer applicable on 1st mortgage refinances of non-Bay Federal serviced home loans with a minimum loan amount of $40,000. Eligible Bay Federal Home Loans include 1 - 4 family, owner occupied, second home, and investment properties up to a maximum loan amount of $3,000,000. Rate must be locked within 7 days of application to qualify for this offer. One free appraisal per transaction. Loan application must be received by February 1, 2022 and funded no later than March 31, 2022. Terms and conditions are subject to change without notice. All loans are subject to credit approval. Bay Federal Credit Union membership required at the time of closing. For more information, visit any Bay Federal Credit Union branch or call a Bay Federal Home Loan Consultant at 831.479.6000 or toll-free at 888.4BAYFED, extension 304.
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