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Couple Standing in front of their new home
Home Loans | 5-percent down* | Bay Federal Credit Union



Exciting Offer for First Time Homebuyers!

Buying a home is an investment in the future, and affordable financing is a key part of establishing homeownership. Bay Federal Credit Union is committed to helping our local community grow and thrive. That’s why we are making an investment in future homeowners!

For a limited time, first time homebuyers may be eligible for an exclusive financing opportunity: 

Let us help make your dream of home ownership 
a reality! 

  • Up to 95% LTV on loan amounts up to $850,000*

  • No mortgage insurance required*

  • FREE appraisal*

 


On a mobile device?
Call 831.479.6000 or 888.4BAYFED
or visit one of our 6 convenient locations today!


*Offer applicable to first time home buyers for purchase transactions in the State of California. 95% financing is available to qualified home buyers with a credit score of 720 or greater who meet underwriting approval and eligibility criteria for the purchase of a 1-unit owner-occupied residence. Mortgage insurance is not required. Loan amounts up to $850,000. One free appraisal per transaction. Purchase contract must be executed prior to August 31, 2017. Offer not available on refinances. Other restrictions may apply. Terms and conditions are subject to change without notice. All loans are subject to approval of credit, income verification, assets, and 2 appraisals. Bay Federal Credit Union membership required. For more information, visit any Bay Federal Credit Union branch or call a Bay Federal Home Loan Consultant at 831.479.6000, or toll-free at 888.4BAYFED, extension 304. Bay Federal Credit Union is registered with the Nationwide Mortgage Lending System (NMLS). Bay Federal Credit Union ID #403635.
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