We Do Home Loans

Affordable options and rates for home loans. Get Preapproved!

Bay Federal Credit Union Does Home Loans

We’re Here When You Need Us

Bay Federal offers Personal Loans for just about any need. With flexible terms, competitive rates, and loan amounts from $1,500 up to $50,000,* Bay Federal can help you manage unexpected expenses or finance the things you truly need.

Put your good credit to good use and use a Personal Loan for any occasion:

  • Home repairs and upgrades
  • Debt consolidation
  • School expenses
  • Unexpected medical expenses
  • Bicycles and alternative transportation options
  • Classic cars or luxury vehicles
  • New furniture or amenities
  • Travel
  • Life events — Weddings, New Family Members, Moving, etc.

Apply online in minutes, or visit any of our convenient branches to speak with a Financial Services Representative!


Apply Now

Couple remodeling house | Stethoscope over money | Cyclist riding into sunset on mountain path | Classic car


*Based on approval of credit and income verification. Personal Loan amount is for a maximum of $50,000. Terms up to 60 months. Rates, terms, and conditions are subject to change and vary on creditworthiness and qualifications. Minimum loan amount is $1,500. Bay Federal Credit Union membership required. For more information, visit any Bay Federal Credit Union Branch, apply online, or call us at 831.479.6000 or 888.4BAYFED, option 3.

mobile apps