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We’re Here When You Need Us

Bay Federal offers Personal Loans for just about any need. With flexible terms, competitive rates, and loan amounts from $1,500 up to $50,000,* Bay Federal can help you manage unexpected expenses or finance the things you truly need.

Put your good credit to good use and use a Personal Loan for any occasion:

  • Home repairs and upgrades
  • Debt consolidation
  • School expenses
  • Unexpected medical expenses
  • Bicycles and alternative transportation options
  • Classic cars or luxury vehicles
  • New furniture or amenities
  • Travel
  • Life events — Weddings, New Family Members, Moving, etc.

Apply online in minutes, or visit any of our convenient branches to speak with a Financial Services Representative!


Apply Now

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*Based on approval of credit and income verification. Personal Loan amount is for a maximum of $50,000. Terms up to 60 months. Rates, terms, and conditions are subject to change and vary on creditworthiness and qualifications. Minimum loan amount is $1,500. Bay Federal Credit Union membership required. For more information, visit any Bay Federal Credit Union Branch, apply online, or call us at 831.479.6000 or 888.4BAYFED, option 3.

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