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A Great Way to Build Your Credit!

Get our lowest rates by pledging your savings or certificate as security! This is a great way to build your credit and learn about the borrowing process.

Your Secured Loan will be backed by the money we freeze in a Bay Federal Savings Account or Certificate. Meanwhile, you can borrow up to 100% of your balance. Your secured funds will continue to earn dividends throughout the loan term.

This loan allows you to borrow at a low net rate and can help you establish or rebuild a credit record. No previous credit is required!

Apply online in minutes, or visit any of our convenient branches to speak with a Financial Services Representative!

Apply Now

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