How to Protect Yourself from Credit Card Fraud

June 2, 2023

With the advent of online commerce, credit and debit card fraud has exploded. Unfortunately, credit card fraud can go unnoticed until it causes serious damage.

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Direct Deposit: Safe, Simple, And Convenient

June 1, 2023

Skeptical about your employer offering direct deposit of paychecks? Don’t be! With direct deposit, your payroll deposits clear instantaneously, which means your money is generally available in your account the same day, or even earlier.

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Bay Federal's Annual Meeting is on May 23, 2023

May 9, 2023

On May 23, 2023 from 6:00 to 7:00 PM, join us for an informational summary of our 2022 financial and member service results at our Capitola Branch. The Annual Meeting will also be presented virtually on Zoom. To RSVP, please email annualmeeting@bayfed.com or call 831.477.8504.
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The Responsibilities of the Board of Directors

May 1, 2023

The board of directors at a credit union is responsible for overseeing the credit union’s operations, making strategic decisions, and ensuring financial stability.

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Beware of Celebrity Scams

May 1, 2023

Celebrity scams prey on society’s trust in celebrities and the adulation many people have for the rich and famous.

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Is Your Tax Refund Too Big?

April 1, 2023

Let’s take a look at why an extra-large tax refund may not be in the taxpayer’s best interests, and how to lower future refunds.

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All You Need to Know About Buying a Home in 2023

March 1, 2023

If you’re planning to buy a home this year, you won’t be dealing with typical circumstances.

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How to Keep Your Phone Safe from Fraud

March 1, 2023

Your mobile devices pose an inherent risk to your security if they fall into the wrong hands.

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Pay It Safe with Zelle®

February 1, 2023

We know getting money to friends and family quickly and safely is important, so we've provided some friendly reminders on how to "pay it safe" when you're sending money with Zelle®.

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Free Vacation Scams

February 1, 2023

If you’re notified that you’ve landed a free luxury vacation, you’ve likely been targeted by a scam.

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You will be redirected to a website outside of the Bay Federal Credit Union website and entering a website hosted by another party. The linked website is not operated by Bay Federal Credit Union. Bay Federal Credit Union is not responsible for the content or availability of the linked website. Bay Federal Credit Union does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of Bay Federal Credit Union.