Commercial Real Estate

Bay Federal Credit Union offers Commercial Real Estate loans for commercial properties in the state of California. These loans can be used to purchase or refinance retail or office space, industrial-use properties, or multi-family properties.

Business Welcome Sign

Commercial Real Estate Essentials

  • No Pre-Payment Penalties!

  • Purchase or Refinance

  • Residential Real Estate – 5+ Multi-Family Units 

  • Farm & Agriculture 

  • Office and Warehouse Space

  • Loan amounts up to $5,000,000

Borrowers must be members of Bay Federal Credit Union and your business be eligible for Bay Federal membership. Qualification of membership is defined as the business headquarters is located within Santa Cruz, Monterey, or San Benito Counties. Must meet membership and account criteria, all loans subject to approval. Only commercial properties located within the state of California are eligible for financing. Rates and terms will vary based on collateral and credit. Programs, rates, terms, conditions, and services are subject to change without notice. Other restrictions may apply.

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