Savings Accounts
Whether you're saving for something big or just creating an emergency fund, we have several accounts to help you meet your goals. All without monthly service fees!
![Regular Savings](https://www.bayfed.com:443/getmedia/5021dd00-2e58-4453-8841-8eb4331763c0/contact.jpg)
Savings Accounts
Our basic account offers unlimited access to your funds, so you can make withdrawals in person or through an ATM. Start saving today!
- BayFed Mobile App
- BayFedOnline Banking
- Worldwide ATM Access
- No monthly service fee
![Money Market Savings](https://www.bayfed.com:443/getmedia/7f9358e8-0bcd-44df-8d8b-2bbc381812fb/couple-amusement-900.jpg)
Money Market Advantage
A great option for new savers! No fixed term or maturity limitations. Your funds can be withdrawn through check writing, ATMs, or use your account as an optional overdraft protection resource.
- Minimum opening balance just $0.01
- No monthly service fee
- Great rates — highest dividends paid on your first $2,500
- Unlimited deposits
- BayFed Mobile App
- BayFedOnline Banking
- Worldwide ATM Access
- Money Market Advantage Info
![Titanium Savings](https://www.bayfed.com:443/getmedia/4bafb4c6-be1f-489f-8845-6c764e225c7f/savings-accounts-accent.jpg)
Titanium Savings
Our unique solution for members who want a high-yield for their accounts, but need to have convenient access to their funds.
- Minimum opening balance of $25,000
- Great rates — higher rate of return for higher account balances
- Unlimited deposits and withdrawals
- No monthly service fee
- BayFed Mobile App
- BayFedOnline Banking
- Worldwide ATM Access
![Individual Retirement Accounts](https://www.bayfed.com:443/getmedia/f0caa8a6-6abd-4da5-ae90-e260e5765126/iras.jpg)
Individual Retirement Accounts
It's never too early to start saving for your future! Save for retirement, higher education, and the stability of your future through an array of tax-deferred savings accounts.
- Traditional, Simplified Employee Pension (SEP), and Roth IRAs available
- Coverdell Education Savings accounts available
Visit any Bay Federal branch to start saving for your retirement today!