Savings Accounts

Whether you're saving for something big or just creating an emergency fund, we have several accounts to help you meet your goals.

Regular Savings

Savings Accounts

Our basic account offers unlimited access to your funds, so you can make withdrawals in person or through an ATM.

  • BayFed Mobile App
  • BayFedOnline Banking
  • Worldwide ATM Access
  • No Monthly Service Fee — when you do one of the following::
    1. Establish Direct Deposit in the Savings account ($500 or more per month)
    2. Maintain a minimum daily balance of $300 in the Savings account
    3. Maintain minimum daily combined balances of $15,000 (includes deposits and/or loan accounts)

This fee is waived for members under the age of 23, and for members who are 66 and older.

Titanium Savings

Titanium Savings

Our unique solution for members who want a high-yield for their accounts, but need to have convenient access to their funds.

Money Market Savings

Money Market Savings

No fixed term or maturity limitations. Your funds can be withdrawn through limited check writing, ATMs, or use your account as an optional overdraft protection resource.

Individual Retirement Accounts

Individual Retirement Accounts

It's never too early to start saving for your future! Save for retirement, higher education, and the stability of your future through an array of tax-deferred savings accounts.

  • Traditional, Simplified Employee Pension (SEP), and Roth IRAs available
  • Coverdell Education Savings accounts available

Visit any Bay Federal branch to start saving for your retirement today!

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